Account types

One platform, every account you need

Every account type runs on the same real double-entry ledger — open as many as you like with Ecoswift Bank.

Everyday spending, zero monthly fees.

Best for: Day-to-day spending and bill pay.

Grow your balance automatically.

Best for: Building an emergency fund or saving goal.

Built for growing companies.

Best for: Freelancers, startups, and small businesses.

Banking for the next chapter.

Best for: Students building their first financial habits.

Shared accounts, shared goals.

Best for: Couples, families, and shared expenses.

More account types — including Fixed Deposit — are on the platform's roadmap.

Compare

Every account, side by side

Feature	Personal Checking	Savings	Business	Student	Joint
Monthly fee	$0	$0	$0	$0	$0
Minimum opening balance	$0	$0	$0	$0	$0
Interest-bearing
Multiple account owners
Deposits & withdrawals
Real-time ledger balance
Transaction history & receipts

Choose an account type and be issued a real account number in minutes.